Sell-to-cover simulator
Sell-to-cover happens at vest-day price, but the stock keeps moving. This tool shows what your retained shares are worth in three scenarios: flat, +20%, and −20% over the next 12 months.
The vest event
Net shares after sell-to-cover
32 of 50
₹5,37,600 at vest-day price
Gross vest value₹8,40,000
Tax @ 35.88%− ₹3,01,392
Shares sold to cover tax18 of 50
Scenarios in 12 months
Flat (0%) ($200)₹5,37,600
Up 20% ($240)₹6,45,120
Up 50% ($300)₹8,06,400
Down 20% ($160)₹4,30,080
Down 40% ($120)₹3,22,560
Tax was paid at vest-day price. If the stock drops, you've already paid tax on the higher value with no refund.